DRX Capital | Private Money Lending for Investment Real Estate
Private Capital Advisory

Capital That Moves at the Speed of Your Deal

DRX Capital is a private capital advisory and financing solutions firm focused on business-purpose real estate transactions. We help investors, developers, and commercial borrowers access short-term capital through an established network of private lending partners. Our expertise includes bridge financing, rehab loans, acquisition financing, land financing, and other investment-focused funding solutions designed to help clients move quickly and capitalize on opportunities.

Business Purpose / Non-Owner Occupied Only Purchase (Bridge / Acquisition) Rehab Loan Ground-Up Construction Cash-Out Refinance International Borrower DSCR Loan
24 Hours
Approval Turnaround
$100K – $5M
Loan Range
No Income Docs
Asset-Based Underwriting
Soft Pull Only
No Hard Credit Inquiry
Up to 85% LTV
Competitive Leverage
5 States
FL · CA · AZ · UT · TX

24-Hour Approval

Submit your deal and receive a lending decision within one business day. Close in as little as 24 hours with clean title.

No Income Verification

Asset-based underwriting. No income documentation, no proof of reserves, no hard credit pull required.

Soft Credit Pull Only

We use a soft inquiry only. No impact to your credit score. Previous bankruptcies and foreclosures accepted.

Up to 85% LTV

Competitive leverage across purchase, rehab, and construction transactions. $100K minimum, $5M maximum.

Financing Solutions

Capital for Every Stage of Your Investment

From acquisition to ground-up construction, DRX Capital provides flexible private lending solutions tailored to investment-purpose real estate.

Purchase (Bridge / Acquisition)

Short-term acquisition financing for investors who need to move fast. No appraisal required in most cases.

Max LTV85%
Term6 Months*
Loan Range$100K–$5M

Rehab Loans

100% of rehab costs covered, up to 85% of after-repair value. Requires a detailed budget breakdown.

Rehab Coverage100%
Max ARV LTV85%
Term6 Months*

Ground-Up Construction

Land and construction financing for new residential development. 70% land, 100% of construction costs.

Land LTV70%
Construction100%
Term6 Months*

International Borrowers

Foreign nationals welcome. Valid passport and U.S.-registered corporation required. No SSN needed.

Max LTV80%
PurposePurchase Only
SSN RequiredNo

Cash-Out Refinance

Unlock equity from your existing investment property. Business-purpose and non-owner occupied only.

Max LTV80%
PaymentsInterest Only
Term6 Months*

DSCR Loans

Qualification based on rental income, not personal income. Rent must exceed the monthly interest payment.

QualificationRent-Based
Personal IncomeNot Required
Term6 Months*

* 6-month initial term. Extension available up to 1 year at 0.5 point fee.

Simple Process

What You Need to Get Started

Minimal documentation. No income verification. No hard credit pull.

Required Documentation

  • Property photos or active MLS listing
  • Executed purchase contract
  • Title and escrow information
  • Budget breakdown for rehab or construction
  • Escrow does not need to be open at submission

Not Required

  • No income documentation
  • No proof of assets or reserves
  • No hard credit pull, no score minimum
  • Appraisal evaluated case by case
  • Previous bankruptcies accepted (not active)
  • Prior foreclosures accepted (not active)

Eligible Property Types

  • 1–4 unit single-family residential
  • Condominiums (up to 70% LTV)
  • Multifamily / apartment buildings
  • Land (ground-up construction)
  • Investment / non-owner occupied only

Loan Guidelines

  • Minimum loan: $100,000
  • Maximum loan: $5,000,000
  • Interest-only payments
  • No prepayment penalty
  • 6-month term, extendable to 1 year*
  • Business purpose / non-owner occupied only

* Extension available up to 1 year at 0.5 point fee.

Currently Lending In These States

FloridaCaliforniaArizonaUtahTexas
Ready to Move?

Get a Decision in 24 Hours

Submit your deal today. Our team reviews every request and responds with a lending decision within one business day.

DRX Capital is a private capital advisory and financing solutions firm focused on business-purpose real estate transactions. We help investors, developers, and commercial borrowers access short-term capital through an established network of private lending partners.

Contact

States

  • FL · CA · AZ · UT · TX

© 2026 DRX Capital. All rights reserved.

Business-purpose lending only. Not a consumer lender.

DRX Capital is a private capital advisory firm facilitating access to private lending solutions for business-purpose, non-owner occupied investment properties only. This website does not constitute an offer to lend, a loan commitment, or a guarantee of approval. All programs, terms, fees, and availability subject to change. Lending available in FL, CA, AZ, UT, and TX only. All loans originated through DRX Capital's private lending partner network.